Staying home with the kids isn’t for everyone. Some mamas like being in the workplace, or need the income, and I did too at one point. But once I realized how quickly my daughter grew up, and how much I missed out on with her – I knew I didn’t want to miss a thing with my next baby. Plus, no daycare is going to love on my baby the way that I do.
From the minute I open my eyes, to the moment I go to sleep at night, I have the most important job in the world. I work 24/7 and have no vacation or sick time. It’s messy, busy, sometimes thankless, and also wonderful in more ways than not. This is what I was created to do, and who I was created to be.
I’d be lying if I didn’t sometimes stress about being on mainly one income. I can’t tell you how many times I asked my husband, “should I get something part time for awhile?” But the answer has always been, “No.” The money we save by keeping me home is more than a part time temporary gig, even as a certified health coach in another practice. It just doesn’t make sense for us!
Here are some things that we’ve done to make my staying home possible, and less stressful on us both.
Save as much money as you can out of each paycheck for as long as you can before leaving your job. It helps to have a cushioned bank account while you’re adjusting to your new budget.
Write down ALL of your expenses to find out which ones you could do without, or where you can shop smarter. Some things you can do yourself instead of paying someone else. You can get pretty creative with DIYs too!
Low speed internet is fast (unless you’re gaming)
Minimize going out to eat/fast food
No car payment
Shopping sales and clearance
Buy in bulk the items you go through fastest
Cut down on child care costs
Hair cuts/color – DIY or less often
Nails, lashes, extensions, brows – DIY
Plan your shopping sprees
Limit the spontaneous daycations/vacations
PLAN OUT WHERE YOUR MONEY GOES. Yes, all of it. Have the discipline to follow through.
Use credit cards WISELY. If you don’t have the cash to pay for what you just charged, don’t charge it. Save the card for an emergency, or otherwise large purchase. Take advantage of interest free financing.
It’s a very personal decision to be a stay at home mom, and it might not be possible for everyone. I am so thankful and feel blessed that we make it work.
I hope you are able to take these tips and apply them in your life! I SO want you to live the best version of the life you imagined.
I’ll have a video on this subject coming out on Monday! Comment there or on the related Instagram post if you have any more tips! Xx